Advances in Economics, Management and Political Sciences

- The Open Access Proceedings Series for Conferences


Proceedings of the 7th International Conference on Economic Management and Green Development

Series Vol. 40 , 10 November 2023


Open Access | Article

Research on Internet Finance and SME Financing Model and Risk

Hekun Song * 1
1 Henan University of Economics and Law

* Author to whom correspondence should be addressed.

Advances in Economics, Management and Political Sciences, Vol. 40, 110-114
Published 10 November 2023. © 2023 The Author(s). Published by EWA Publishing
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Citation Hekun Song. Research on Internet Finance and SME Financing Model and Risk. AEMPS (2023) Vol. 40: 110-114. DOI: 10.54254/2754-1169/40/20231987.

Abstract

The Internet finance industry is expanding quickly, and at the same time, it is closely linked to the growth of small and medium-sized businesses. This study discusses the history of Internet finance, the present state of the sector, its financing model, its role in financing small and medium-sized businesses, and further analysis of the risks associated with its financing model. At the same time, this paper also puts forward management suggestions for small and medium-sized enterprises, as well as ways and means to improve risk management. This paper analyzes the previous literature and data, and it can be concluded that Internet finance is a new form of financial business that makes full use of Internet technology to carry out profound changes in financial business. It refers to the emerging financial model that realizes financing, payment, and information intermediaries by means of Internet technology and mobile communication technology, which is different from the indirect financing of commercial banks and the direct financing of the capital market.

Keywords

Internet finance, small and medium-sized enterprises, enterprise financing, risk

References

1. wang heun heun. Internet financial under small micro enterprise financing risk and countermeasures [J]. Circulation of the national economy, 2020, No. 2234 (02) : 152-153. The DOI: 10.16834 / j.carol carroll nki issn1009-5292.2020.02.073.

2. jie-qiong wang. Internet financial under small micro enterprise financing risk and countermeasures [J]. Journal of the Chinese market, No. 2020, 1039 (12) : 77 + 115, DOI: 10.13939 / j.carol carroll nki ZGSC. 2020.12.077.

3. WeiJiaXin. Mode and development of the Internet financial research [J]. Journal of bohai sea economic outlook, 2021, No. 321 (6) : 5-6. DOI: 10.16457 / j.carol carroll nki HBHJJLW. 2021.06.003.

4. Quan Yan. Analysis of financing risks and countermeasures of small and micro enterprises under Internet finance [J]. Time Finance,2017,No.658(12):34-35.

5. Wang Quan. Risk and Prevention of Crowdfunding model in the era of Internet Finance [J]. Time Finance,2017,No.651(05):30-31.

6. Wang Yu. Research on Risk regulation of Internet finance Crowdfunding Model [J]. Modern State-owned Enterprise Research,2015,No.72(18):33.

Data Availability

The datasets used and/or analyzed during the current study will be available from the authors upon reasonable request.

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Volume Title
Proceedings of the 7th International Conference on Economic Management and Green Development
ISBN (Print)
978-1-83558-101-8
ISBN (Online)
978-1-83558-102-5
Published Date
10 November 2023
Series
Advances in Economics, Management and Political Sciences
ISSN (Print)
2754-1169
ISSN (Online)
2754-1177
DOI
10.54254/2754-1169/40/20231987
Copyright
© 2023 The Author(s)
Open Access
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited

Copyright © 2023 EWA Publishing. Unless Otherwise Stated