Advances in Economics, Management and Political Sciences

- The Open Access Proceedings Series for Conferences


Proceedings of the 2nd International Conference on Financial Technology and Business Analysis

Series Vol. 64 , 28 December 2023


Open Access | Article

The Transformation and Development of Internet Finance to the Lifestyle of Chinese Residents

Shuhan Ye * 1
1 South China University of Technology

* Author to whom correspondence should be addressed.

Advances in Economics, Management and Political Sciences, Vol. 64, 28-32
Published 28 December 2023. © 2023 The Author(s). Published by EWA Publishing
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Citation Shuhan Ye. The Transformation and Development of Internet Finance to the Lifestyle of Chinese Residents. AEMPS (2023) Vol. 64: 28-32. DOI: 10.54254/2754-1169/64/20231481.

Abstract

In the context of the rapid development of Internet finance, researchers can understand the needs of users according to their behaviors and consumption habits, which can help enterprises and governments formulate relevant strategies. In addition, financial technology in the field of Internet finance continues to innovate, and researchers are committed to exploring the future application prospects of new technologies. However, there are still some research gaps. The research theme of this paper is the impact of Internet finance on low-income groups and residents in rural areas. The specific question that this paper wants to explore is what impact Internet finance has on low-income groups and residents in rural areas in which aspects. The result of the study is that Internet finance has a positive impact on low-income groups and rural residents through the convenience of financial services, the convenience of financial management, the expansion of lending channels and the popularization of financial knowledge education.

Keywords

internet finance, means of payment, national financial management, information processing is oriented, information processing visualization

References

1. Skin of lightning; Zhao Tie, Internet Finance: Category, Innovation and Prospect [J], Finance and Economics, 2014

2. Baidu Encyclopedia, entry: Alipay, development process

3. People’s Daily Online - People’s Health Website, “Ant Financial and Yilian promote National Mobile Payment for Medical Insurance”, 2018.3.23

4. Yangtse Evening News, Alipay “Yu ‘ebao” was officially launched yesterday, opening the era of fragmented financial management, known as the “diaosi financial wizard”, 3.6.18, 2016

5. Zhihu, learning consultation, the dynamic | new credit reporting industry plan is about to fall to the ground!” , 2020.1.19

Data Availability

The datasets used and/or analyzed during the current study will be available from the authors upon reasonable request.

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Volume Title
Proceedings of the 2nd International Conference on Financial Technology and Business Analysis
ISBN (Print)
978-1-83558-229-9
ISBN (Online)
978-1-83558-230-5
Published Date
28 December 2023
Series
Advances in Economics, Management and Political Sciences
ISSN (Print)
2754-1169
ISSN (Online)
2754-1177
DOI
10.54254/2754-1169/64/20231481
Copyright
© 2023 The Author(s)
Open Access
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited

Copyright © 2023 EWA Publishing. Unless Otherwise Stated