Advances in Economics, Management and Political Sciences
- The Open Access Proceedings Series for Conferences
Proceedings of the 2nd International Conference on Financial Technology and Business Analysis
Series Vol. 64 , 28 December 2023
Open
Access | Article
The Transformation and Development of Internet Finance to the Lifestyle of Chinese Residents
* Author to whom correspondence should be addressed.
Abstract
In the context of the rapid development of Internet finance, researchers can understand the needs of users according to their behaviors and consumption habits, which can help enterprises and governments formulate relevant strategies. In addition, financial technology in the field of Internet finance continues to innovate, and researchers are committed to exploring the future application prospects of new technologies. However, there are still some research gaps. The research theme of this paper is the impact of Internet finance on low-income groups and residents in rural areas. The specific question that this paper wants to explore is what impact Internet finance has on low-income groups and residents in rural areas in which aspects. The result of the study is that Internet finance has a positive impact on low-income groups and rural residents through the convenience of financial services, the convenience of financial management, the expansion of lending channels and the popularization of financial knowledge education.
Keywords
internet finance, means of payment, national financial management, information processing is oriented, information processing visualization
References
1. Skin of lightning; Zhao Tie, Internet Finance: Category, Innovation and Prospect [J], Finance and Economics, 2014
2. Baidu Encyclopedia, entry: Alipay, development process
3. People’s Daily Online - People’s Health Website, “Ant Financial and Yilian promote National Mobile Payment for Medical Insurance”, 2018.3.23
4. Yangtse Evening News, Alipay “Yu ‘ebao” was officially launched yesterday, opening the era of fragmented financial management, known as the “diaosi financial wizard”, 3.6.18, 2016
5. Zhihu, learning consultation, the dynamic | new credit reporting industry plan is about to fall to the ground!” , 2020.1.19
Data Availability
The datasets used and/or analyzed during the current study will be available from the authors upon reasonable request.
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- Volume Title
- Proceedings of the 2nd International Conference on Financial Technology and Business Analysis
- ISBN (Print)
- 978-1-83558-229-9
- ISBN (Online)
- 978-1-83558-230-5
- Published Date
- 28 December 2023
- Series
- Advances in Economics, Management and Political Sciences
- ISSN (Print)
- 2754-1169
- ISSN (Online)
- 2754-1177
- DOI
- 10.54254/2754-1169/64/20231481
- Copyright
- 28 December 2023
- Open Access
- This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited